Urba360: The credit risk assessment tool that delivers data with a single click

Access key indicators to evaluate a business with Urba360, your global business risk analysis tool.

Is Urba360 your next risk monitoring solution?

Your complete global platform for risk management

With Urba360 you can do more than just check business credit, as, in addition to access detailed business credit reports, you are provided with late payment behaviour, scoring, credit opinions, credit risk monitoring, company solvency scores.

 

Urba360 gives you access to our unique data built up over nearly 80 years of credit insurance expertise  that help assess the financial stability and payment behaviour of the companies you work with.  

Urba360

Take advantage of unique data from a credit insurance leader to instantly assess the creditworthiness of companies and reliability of your business partners.

 

Urba360 provides clients access to our unique risk insights, as well as a global view of their portfolios. With Urba360, you can monitor all the risk indicators you need daily to steer your customer and supplier portfolios. Urba360 is the cockpit you need to manage your risks with complete peace of mind.

 

Check customer creditworthiness, consult company assessments and adjust your maximum credit limits accordingly. Grow your business with peace of mind. Identify and select reliable partners, secure your supply chain and monitor the financial health of your suppliers. 

Key features of Urba360 to assist you in making strategic decisions

Assess the creditworthiness and oversee all your business partners, customers, and suppliers effortlessly with Urba360. Partner scoring, business credit scores, company evaluations, risk assessments… our platform ensures straightforward access and dependability to evaluate and foresee the risks of default or delayed payments.

  • Country Risk Assessment

    The quantification of a country's relative strength based on fundamental factors and its susceptibility to shocks, as indicated by corporate payment defaults. Utilizing a scale from A1 to E, the Country Risk Assessment (CRA) is a crucial component in tracking defaults and payment behavior.

  • Score

    A thorough risk analysis, presented as a straightforward, easy-to-comprehend score ranging from 0 to 10. The Coface Score evaluates the likelihood of a company defaulting within a year. Company scoring, based on globally standardized criteria, offers a detailed overview and assessment of credit risk.

  • Financial ratios/financial indictors

    Turnover, equity, fixed assets, liabilities, and financial results. A comprehensive company valuation may necessitate a deep understanding of financial indicators.

  • Sector Risk Assessment

    Evaluation of overall trends within an industry on a four-tier risk scale (low, medium, high, very high). Sector risk assessment serves as a valuable resource for observing the payment behavior of firms within a sector.

  • Credit opinion

    The maximum individual exposure advised by Coface's credit risk monitoring specialists.

  • Payment behaviour monitoring

    Foresee potential credit risk occurrences, with insights into late payment patterns. This exclusive data is directly associated with Coface's expertise in credit insurance.

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How Urba360 works to evaluate company risk?

The unique Coface Score, your predictive advantage  

The score evaluates a company's financial health and the likelihood of default within the next year. It operates on a scale from 0 (insolvency) to 10 (high stability), making it easier to monitor businesses. This method provides a dependable and straightforward approach to performing a business credit score assessment for clients and suppliers.  

The company score merges the insights of a risk analyst with multiple factors, such as financial metrics and the company's standing within its economic landscape.

In practice, it enhances decision-making through a standardized score applicable to any company globally.

Anticipate financial risks with the Urba360’s Late Payment Index

The Late Payment Index, created by Coface, evaluates the payment behavior of businesses globally. It takes into account the age, frequency, and severity of receivables, along with other critical factors necessary for a precise evaluation of payment challenges. This index is derived from data solely gathered by Coface regarding interactions among credit-insured companies over the past 60 months.

The payment indicator is straightforward, featuring three categories of late payment behavior: 

  • No negative experience
  • Some negative experiences
  • Considerable negative experience

Real-time monitoring of your business partners

Urba360 offers our clients access to exclusive risk insights, along with a comprehensive view of their portfolios. With Urba360, you can track daily all the necessary risk indicators to effectively manage your customer and supplier portfolios. Urba360 serves as the control center you require to handle your risks with total confidence.

Receive alerts immediately when significant changes concerning the indicators of the companies you are monitoring are identified. With these notifications, you can take proactive steps to manage risks and seize opportunities.

Contact us today for a free demo

Schedule a call with one of our specialists to discover how we can assist you in effectively managing your credit risk.

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Frequently asked questions

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