With Urba360 you can do more than just check business credit, as, in addition to access detailed business credit reports, you are provided with late payment behaviour, scoring, credit opinions, credit risk monitoring, company solvency scores.
Urba360 gives you access to our unique data built up over nearly 80 years of credit insurance expertise that help assess the financial stability and payment behaviour of the companies you work with.
Urba360
Take advantage of unique data from a credit insurance leader to instantly assess the creditworthiness of companies and reliability of your business partners.
Urba360 provides clients access to our unique risk insights, as well as a global view of their portfolios. With Urba360, you can monitor all the risk indicators you need daily to steer your customer and supplier portfolios. Urba360 is the cockpit you need to manage your risks with complete peace of mind.
Check customer creditworthiness, consult company assessments and adjust your maximum credit limits accordingly. Grow your business with peace of mind. Identify and select reliable partners, secure your supply chain and monitor the financial health of your suppliers.
Key features of Urba360 to assist you in making strategic decisions
Assess the creditworthiness and oversee all your business partners, customers, and suppliers effortlessly with Urba360. Partner scoring, business credit scores, company evaluations, risk assessments… our platform ensures straightforward access and dependability to evaluate and foresee the risks of default or delayed payments.
Country Risk Assessment
The quantification of a country's relative strength based on fundamental factors and its susceptibility to shocks, as indicated by corporate payment defaults. Utilizing a scale from A1 to E, the Country Risk Assessment (CRA) is a crucial component in tracking defaults and payment behavior.
Score
A thorough risk analysis, presented as a straightforward, easy-to-comprehend score ranging from 0 to 10. The Coface Score evaluates the likelihood of a company defaulting within a year. Company scoring, based on globally standardized criteria, offers a detailed overview and assessment of credit risk.
Financial ratios/financial indictors
Turnover, equity, fixed assets, liabilities, and financial results. A comprehensive company valuation may necessitate a deep understanding of financial indicators.
Sector Risk Assessment
Evaluation of overall trends within an industry on a four-tier risk scale (low, medium, high, very high). Sector risk assessment serves as a valuable resource for observing the payment behavior of firms within a sector.
Credit opinion
The maximum individual exposure advised by Coface's credit risk monitoring specialists.
Payment behaviour monitoring
Foresee potential credit risk occurrences, with insights into late payment patterns. This exclusive data is directly associated with Coface's expertise in credit insurance.
The unique Coface Score, your predictive advantage
The score evaluates a company's financial health and the likelihood of default within the next year. It operates on a scale from 0 (insolvency) to 10 (high stability), making it easier to monitor businesses. This method provides a dependable and straightforward approach to performing a business credit score assessment for clients and suppliers.
The company score merges the insights of a risk analyst with multiple factors, such as financial metrics and the company's standing within its economic landscape.
In practice, it enhances decision-making through a standardized score applicable to any company globally.
Anticipate financial risks with the Urba360’s Late Payment Index
The Late Payment Index, created by Coface, evaluates the payment behavior of businesses globally. It takes into account the age, frequency, and severity of receivables, along with other critical factors necessary for a precise evaluation of payment challenges. This index is derived from data solely gathered by Coface regarding interactions among credit-insured companies over the past 60 months.
The payment indicator is straightforward, featuring three categories of late payment behavior:
No negative experience
Some negative experiences
Considerable negative experience
Real-time monitoring of your business partners
Urba360 offers our clients access to exclusive risk insights, along with a comprehensive view of their portfolios. With Urba360, you can track daily all the necessary risk indicators to effectively manage your customer and supplier portfolios. Urba360 serves as the control center you require to handle your risks with total confidence.
Receive alerts immediately when significant changes concerning the indicators of the companies you are monitoring are identified. With these notifications, you can take proactive steps to manage risks and seize opportunities.
Contact us today for a free demo
Schedule a call with one of our specialists to discover how we can assist you in effectively managing your credit risk.
All types of businesses (from mid-sized companies to global enterprises) can benefit from Urba360, as it provides powerful, real-time insights to help manage credit risk, assess partners, and make smarter, more confident decisions.
While a business credit score check is a useful starting point, relying solely on a business credit checker or a standard business credit report can leave critical gaps in your risk assessment. To truly understand the financial health and reliability of your partners, businesses must go beyond the basics and check business credit using broader, more insightful data.
Standard reports may not reveal emerging risks, behavioural trends, or operational red flags. In today’s fast-moving markets, businesses need deeper insights to make data-driven decisions and avoid risky partnerships that could impact cash flow or disrupt operations.
This is especially important in competitive environments like the UK and Ireland, where becoming the most profitable business in the UK or the most profitable business in Ireland depends on strong, dependable B2B relationships.
With Coface Business Information, you gain access to global business credit data enriched with advanced analytics (late payment behaviour, credit opinions, credit risk monitoring, company solvency scores), helping you evaluate partners with greater confidence. Whether you're expanding or reinforcing your network, going beyond a basic business credit score check ensures smarter, more secure decisions.
Urba360 assesses company creditworthiness using a wide range of data. This includes financial indicators such as turnover, equity, fixed assets, liabilities, and financial results. It also considers payment behaviour, credit opinions, and ongoing credit risk monitoring. The company’s creditworthiness is summarised in the Coface Score. Urba360 also incorporates country risk and sector risk analysis—ensuring a globally standardised approach to supplier evaluation. Whether it's your business partners, customers or suppliers. Urba360 helps you to make the right credit risk decisions and helps you anticipate the risk of companies defaulting or paying late.
Urba360 enables you to assess the creditworthiness of companies and the likelihood of companies defaulting or paying late. As a decision-maker, you can make the right credit risk decisions, whether for business partners, customers or suppliers, with expert knowledge of their financial health. With Urba360, we give you access to financial indicators and Coface's expert knowledge on 245 million companies in 200 countries.
Yes. Urba360 is our digital platform for checking customer creditworthiness, consulting company ratings, checking the financial health of your customers and suppliers, and adjusting the maximum amount of your receivables accordingly. Urba360 provides access to our unique data and expert knowledge on more than 245 million companies in 200 countries.
A business scoring tool ranks companies using a set of criteria designed to assess risk. At Coface, this analysis is delivered through the Coface Score, which evaluates the likelihood of a company defaulting within the next 12 months.
What sets our scoring apart is its foundation: globally standardised data. This ensures consistency and comparability across markets, enabling a comprehensive, reliable view of credit risk—no matter where your partners operate. With this unified approach, you gain the clarity and confidence needed to make smarter, faster decisions.
Regardless of your size or sector, your company can benefit from Urba360. Simply request a demonstration to access company scoring, analysis of company payment behaviour, credit scores, and set up credit risk monitoring, or access comprehensive company information reports. Financial indicators, creditworthiness assessments, CRA (country risk), Coface Score. will give you a 360 view when you are analysing customers or suppliers.
Request a demo or contact our customer service team to get access to Urba360, our digital business information solution, monitoring the creditworthiness of companies, suppliers or customers, monitoring a company's financial health, analysing companies' payment behaviour and accessing financial indicators.
A company's assessment score can be accessed directly in Urba360 by searching for the name of a customer or supplier. The assessment score is a comprehensive risk analysis presented as a score from 0 to 10. This score, also known as the Coface Score, assesses the probability of a company defaulting within one year.
The company information we provide is constantly updated, thanks to Coface's expert knowledge of 245 million companies in 200 countries. Urba360 allows you to benefit from the unique data of a credit insurance leader to assess the creditworthiness of companies, whether they are your customers, suppliers or competitors.
Financial risk analysis tools like Urba360 empower businesses to make smarter, safer decisions by providing real-time insights into the creditworthiness, payment behaviour, and financial stability of partners and suppliers.
Access the business insights you need to manage credit risks across your entire business-partner portfolio and make strategic decisions with confidence.